Free Initial Consultations Available : 800-822-1066

November 2017 Archives

You can rebuild credit after Chapter 7 bankruptcy

Because your debt situation has become so overwhelming, you may have found yourself considering bankruptcy. Even thinking about this option may have you feeling uneasy, but that feeling may come from misconceptions you could believe about this debt relief method. Chapter 7 bankruptcy can actually prove quite beneficial for individuals who qualify for and complete the process.

The purpose and process of Chapter 7 bankruptcy

The main purpose of a Chapter 7 bankruptcy is to allow an individual debtor a "fresh start." This means that most debts will be discharged upon completion of the bankruptcy, with no remaining liability to the debtor. However, there are exceptions to this rule. Most taxes and student loan debts are non-dischargeable in any bankruptcy. There are a few instances in which these could be discharged, but it does not happen often, and requires special consideration before a bankruptcy judge. In addition, criminal fines and child support are also both non-dischargeable debts, without exception.

How does a Chapter 13 bankruptcy work?

The main purpose of a Chapter 13 bankruptcy is to consolidate debt and stop foreclosure or repossession. Even though a Chapter 13 plan extends payments over a longer period of time, a creditor cannot legally pursue collections on any account that is included in an active bankruptcy. These plans are intended to include past due payment amounts along with ongoing payments, thereby allowing a debtor additional time to bring an account back to current status.

What are the different types of child custody?

Knowing what custody arrangements may be available can be important to parents facing child custody concerns. Parents may wonder what different types of child custody there are. There are two general types of child custody that parents must resolve when reaching a child custody agreement. The two categories are physical custody and legal custody and who will have physical custody of the child and who will have legal custody of the child.

The basics of drunk driving charges in Pennsylvania

Drunk driving laws, penalties and consequences vary by state but some penalties and consequences can generally be expected associated with DUI charges. For example, jail time, license suspension and fines are possible as a result of drunk driving accusations. There are two common components of a DUI charge including criminal penalties and administrative consequences.

Lehighton Office

Rapa Law Office, P.C.
141 South 1st Street
Lehighton, PA 18235

Lehighton Law Office Map

Allentown Office

Rapa Law Office, P.C.
609 Hamilton Street, 1st Floor
Allentown, PA 18101

Allentown Law Office Map

Contact Numbers

Phone: 610-377-7730
Toll Free: 800-822-1066
Fax: 610-377-7731
Toll Free: 866-740-6117

Review Us