Facing A Sheriff Sale? Know Your Rights.
Upon entry of a judgment, creditors can request a personal property sheriff sale of the defendant’s personal belongings. A personal property sheriff sale is a devastating experience, which includes Deputy Sheriff coming to your home, inventorying your possessions and scheduling a sale date. Once a sale has taken place your personal possessions are no longer yours, and instead belong to the purchaser.
At Rapa Law Office, P.C., we can assist individuals when faced with a personal property sheriff sale. We can assist you in exercising any rights that you may have under Pennsylvania state law and bankruptcy law. In Pennsylvania, a creditor cannot affect the property rights of a spouse who is not a party to the judgment. (Example Judgment against W. Sheriff lists household furnishings acquired while W was married to H. Those marital assets are protected.) In addition, Pennsylvania law provides for exemption of up to $300 in cash or in kind from the proceeds of a sheriff sale, as well as other enumerated exemptions.
In some cases, bankruptcy may be the appropriate way to protect assets, which are listed or could be listed for a personal property sheriff sale. Under appropriate circumstances, bankruptcy can protect your assets while eliminating your debts. Our bankruptcy attorney can sit down and discuss the pros and cons of bankruptcy with you.