We Help Clients With Chapter 13 Bankruptcies
The idea of filing for bankruptcy can be intimidating, and without talking with an experienced bankruptcy lawyer you could pass up the possibility of filing for bankruptcy when it may be the best option for you and your family. Filing for consumer bankruptcy is not a terrible thing; it is a viable debt relief option, which may allow you to save your home or automobile or may just allow you to establish a manageable repayment plan for unsecured debts such as credit cards or personal loans.
Rapa Law Office, P.C., in Lehighton, is an established law practice that handles a broad range of consumer bankruptcy cases. We work with people throughout the Lehigh Valley, Poconos and the Commonwealth of Pennsylvania.
Our bankruptcy practice is led by attorney Jason M. Rapa. He maintains a proven track record in bankruptcy law and has helped thousands of clients throughout his legal career file for bankruptcy. He takes a very personalized and hands-on approach to working with clients, especially when clients have unique concerns.
Chapter 13 Versus Chapter 7 Bankruptcy
Chapter 13 is a repayment plan bankruptcy where you pay a portion of your debts back, over time. Once the repayment plan is completed, the remainder of your debts will be eliminated. The time that the repayment plan lasts can vary, but is typically anywhere from three to five years. You are able to stop creditor harassment, bank garnishments, repossession and foreclosure when you file for Chapter 13 bankruptcy.
Chapter 13 bankruptcy is a good option for individuals who want to keep their home and avoid foreclosure and for those who cannot qualify for Chapter 7 bankruptcy. Unlike Chapter 7 bankruptcy, you do not have to be current with your mortgage payments in order to file.
Contact Rapa Law Office, P.C.
There is no charge and no risk in meeting with attorney Jason M. Rapa to discuss whether or not bankruptcy is right for you. Please contact our firm at 610-589-0663 to schedule your meeting. With offices in Lehighton and Allentown, we serve clients throughout the surrounding Pennsylvania areas.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.