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Bankruptcy Chapter 7 Form and a Pen

Find Out If Chapter 7 Bankruptcy Is Right for You

Rapa Law Office, P.C. April 4, 2023

Are You Eligible for Chapter 7 Bankruptcy?

If you have recently considered filing for bankruptcy or are looking for a way to manage your debt issues, you are not alone. Thousands of individuals across the U.S. have recently filed for bankruptcy and gotten the relief they need to start fresh. Chapter 7 consumer bankruptcy is a great debt relief option that will help you get back on your feet and start again.

At Rapa Law Office, P.C., we help individuals file for Chapter 7 bankruptcy. We handle a broad range of bankruptcy and debt relief issues, including Chapter 13 bankruptcy and foreclosure. Our bankruptcy practice is led by Jason M. Rapa, one of the partners at our firm. He has represented thousands of individuals in bankruptcy in his legal career.

Discharging Debts with Chapter 7

Chapter 7 bankruptcy is a debt elimination (or sometimes called liquidation) bankruptcy. If you qualify, you are able to discharge most of your unsecured debts and start fresh. Unlike a Chapter 13 bankruptcy, you do not have to make payments on a Chapter 7 bankruptcy.

You will most likely be able to discharge debts such as:

  • Personal loans

  • Medical debt

  • Credit card debt

The foreclosure process is stopped when you file for bankruptcy; however, you must be current with your payments (or nearly current) in order to keep your home with a Chapter 7 bankruptcy.

Understanding Chapter 7 Bankruptcy: Is It Right for Me?

Part of the bankruptcy preparation process involves gathering all financial information, examining the numbers and looking at all viable options for debt relief. You will meet directly with bankruptcy lawyer Jason M. Rapa in all meetings leading up to the bankruptcy. He will help determine if bankruptcy is right for you, and if it is, what type of personal bankruptcy best fits your needs.

We never push our clients to file for bankruptcy. Other forms of debt relief may be best for our clients, and we are upfront and honest about all viable options they have to pursue. At Rapa Law Office, P.C., you can feel comfortable knowing that you will not be pressured into making a decision that you do not feel comfortable with.

Your First Consultation Is Free of Charge

At Rapa Law Office, P.C., we do not charge for initial consultations. With offices in Lehighton and Allentown, we serve clients throughout the surrounding Pennsylvania areas.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.